Loan Funder Resume Sample
Karley Gaylord
3215 Ankunding Meadows,
Boston,
MA
+1 (555) 650 4690
Work Experience
Loan Funder
05/2017
-
PRESENT
Dallas, TX
- Review all documents to ensure compliance with federal/state regulatory requirements, and BBVA Compass’ credit policy before loans are closed
- Ensure all ‘subject to conditions’ are met or proper approval to waive is obtained
- Complete the Funder’s portion of the Funding checklist and the TIL checklist
- Understand and maintain an awareness of HomeStreet’s operations and organization, communicating this information to others when appropriate and referring inquiries and correspondence to the proper department or individual. Be familiar with HomeStreet Conventional, FHA and VA permanent loan programs and other products
- Willingness to learn with conventional, government and secondary market regulations and guidelines
- Willingness and ability to learn the basics of escrow functions and law for effective problem solving and ability to make necessary decisions
- Willingness to learn document preparation and funding of all HomeStreet loan products
Comml Loan Funder / Closer
07/2012
-
12/2016
Chicago, IL
- Ability and willingness to work all hours required by this job
- Excellent keyboarding and computer skills. Requires the ability to learn and work with complex software applications
- Good at problem solving, researching and decision-making
- Demonstrate Partnership at all times
- Able to manage stress
- Willingness to learn or knowledge of conventional, government and secondary market regulations and guidelines
- Willingness and ability to learn or knowledge of the basics of escrow functions and law for effective problem solving and ability to make necessary decisions
Consumer Loan Funder
09/2006
-
04/2012
Detroit, MI
- Willingness to learn or knowledge of document preparation and funding of all HomeStreet loan products
- Review all documents to ensure compliance with federal, state, and BBVA Compass’ credit policy before loans are closed
- Mb - MB
- Ensures that all funding documentation is in compliance with federal, state, SBA and BBVA Compass’s credit policy
- Responsible for full review and reconciliation of initial funding package
- Reviews loan approval, loan documents, and all applicable SBA documentation to ensure loan advance is processed within the approved guidelines
- Orders and reviews third party inspection reports – identifies issues and reconciles them accordingly
- Reviews and balances construction budgets to ensure compliance with approval and construction guidelines
- Ensures that all loans and funding documentation are in compliance with federal, state, and BBVA Compass’s credit policy
Education
Everest University - Orlando Campus
2002 - 2006
Bachelor's Degree in Business Administration
Professional Skills
- Commercial Real Estate closing/funding experience or commiserate experience in a commercial banking role
- Eloquent verbal and written communication skills
- Work with guidance and supervision to develop analytical skills and judgment
- Demonstrated ability to perform a number of complex tasks simultaneously and delegate effectively
- Demonstrated ability to interact effectively with title companies, branch, regional and corporate personnel
- Depending on experience, supervision is intermittent to infrequent
- Depending on experience, supervision is intermittent
How to write Loan Funder Resume
Loan Funder role is responsible for retail, software, basic, government, research, training, credit, supervision, organization, word.
To write great resume for loan funder job, your resume must include:
- Your contact information
- Work experience
- Education
- Skill listing
Contact Information For Loan Funder Resume
The section contact information is important in your loan funder resume. The recruiter has to be able to contact you ASAP if they like to offer you the job. This is why you need to provide your:
- First and last name
- Telephone number
Work Experience in Your Loan Funder Resume
The section work experience is an essential part of your loan funder resume. It’s the one thing the recruiter really cares about and pays the most attention to.
This section, however, is not just a list of your previous loan funder responsibilities. It's meant to present you as a wholesome candidate by showcasing your relevant accomplishments and should be tailored specifically to the particular loan funder position you're applying to.
The work experience section should be the detailed summary of your latest 3 or 4 positions.
Representative Loan Funder resume experience can include:
- Effectively communicate with multiple lines of business
- Verify key documents prior to funding the transaction
- Performs accurate input of all required funding fields prior to input in order to generate correct wire amount
- Review and approve the Settlement Statement/HUD-1 prior to loan closing
- Experience with state and federal lending regulations is required
- Provide coaching, guidance and support to less experienced Funders; able to resolve/escalated issues of higher complexity
Education on a Loan Funder Resume
Make sure to make education a priority on your loan funder resume. If you’ve been working for a few years and have a few solid positions to show, put your education after your loan funder experience. For example, if you have a Ph.D in Neuroscience and a Master's in the same sphere, just list your Ph.D. Besides the doctorate, Master’s degrees go next, followed by Bachelor’s and finally, Associate’s degree.
Additional details to include:
- School you graduated from
- Major/ minor
- Year of graduation
- Location of school
These are the four additional pieces of information you should mention when listing your education on your resume.
Professional Skills in Loan Funder Resume
When listing skills on your loan funder resume, remember always to be honest about your level of ability. Include the Skills section after experience.
Present the most important skills in your resume, there's a list of typical loan funder skills:
- Depending on experience, moderate level of independent judgment and discretion
- Previous banking experience including teller, loan processing or servicing, and/or account reconciliation
- Construction Management experience– funding/closing/servicing
- Participation/Syndication experience – funding/closing/servicing
- Closing/servicing/funding large, complex Commercial Real Estate loan experience
- Handle stress and prioritize multiple tasks while meeting time-sensitive deadlines while providing top quality customer service
List of Typical Experience For a Loan Funder Resume
1
Experience For Comml Loan Funder Closer Resume
- Think logically, analyze issues, weigh alternatives, and make decisions
- Thorough knowledge of regulatory policies and procedures
- Process Loan Closings, Advances, Payments, and Maintenance Items in multiple currencies – including Rollovers, Conversion, Margin Changes and Other Operational Transactions – as well as, Loan Closings, Renewals and Loan Modification on an on-going basis
- Accurately disburse funds for new home equity loans and lines of credit
- Follow up on internal and external payoffs as needed
2
Experience For Comml Loan Funder / Closer Resume
- Accurate and timely review of all loan documents
- Researches and resolves problems or complaints from internal and external customers
- Follows loan checklist order as conditions are signed off and new information is received
- Verifies that conditions have been approved by the appropriate party
- Maintains familiarity with residential mortgage documents
- Review CD & HUD to ensure compliance
List of Typical Skills For a Loan Funder Resume
1
Skills For Comml Loan Funder Closer Resume
- Within a financial institution with extensive commercial experience in servicing Large Middle Market/ syndicated credits
- LIHTC (Low Income Housing Tax Credit) experience
- Knowledge/experience in perfection of liens on real estate collateral
- Within a financial institution and/or law firm with extensive experience funding large Commercial Real Estate credits
2
Skills For Comml Loan Funder / Closer Resume
- Within a financial institution and/or law firm with extensive experience working with large Commercial Real Estate credits
- Work as part of a team, while providing a strong individual contribution
- Assisting closing and post-closing department with all other tasks!
- Prepares the funding package and coordinates the timing of the loan funding request
- Thorough working knowledge of the closing documents and how to satisfy the conditions listed on the Underwriter’s Loan Approval
- Ensure funding requests are in compliance with loan documentation and according to the Bank’s required policies and procedures
- Direct escrow officer’s on breaking down borrower’s closing costs and seller credits
3
Skills For CRE Loan Funder / Closer Resume
- Reviews POA’s, Trust Agreements and closing scenarios thru ClosingSupport@SupremeLending.com email box
- Follow up on missing documentation needed for funding
- Works directly with processing, underwriting, loan officers, settlement agents, title, Loan center & Loan support areas
- Familiarity with real estate lending documentation and processes
- Prepare closing checklist for the Borrower
- Schedule loan closing with the Borrower, Loan Officer and Title Company
- Prepare closing package to be sent to Title Company
4
Skills For Consumer Loan Funder Resume
- Exercise sound judgment in executing core job responsibilities
- In Commercial and Industrial loan documentation and closing
- In Commercial and/or RRE loan documentation and closing
- In Large Middle Market/ syndicated loan documentation and closing
- Review third party reports
- Review the Authorization for Debenture Agreement for 504 loans
- Review Title Commitment and Schedule B documents
- Review and approve Equity Injection
- Proven track record of in-depth review of all types of commercial loan documentation, along with extensive knowledge/experience in perfection of liens in accounts receivable, inventory, equipment, vehicles, negotiable securities, aircraft, ship mortgages, etc
5
Skills For Loan Funder Closer Resume
- Familiar with new TRID Guidelines and Policies
- The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch, or crawl
- Average monthly pipeline ranges from 40 - 50 loans
- Work is frequently reviewed
- Receive frequent guidance; resolve/escalate issues of higher complexity
- Low level of independent judgment and discretion
6
Skills For Mortgage Loan Funder Resume
- Average monthly pipeline ranges from 40 – 50 loans
- Work is reviewed as needed
- Receive guidance to resolve issues of higher complexity
- AFS Level III system knowledge
- AFS Level III and/or Loan IQ system knowledge
- Within a financial institution and/or law firm with extensive experience working with Commercial and Industrial credits, specifically documentation and funding
- A combination of experience in two or more of these areas–legal, loan closing, loan administration, loan documentation, loan review, audit or compliance
- In-depth knowledge of all types of commercial loan documentation, along with extensive knowledge/experience in perfection of liens in accounts receivable, inventory, equipment, vehicles, negotiable securities, aircraft, ship mortgages, etc
- In depth knowledge of Real Estate transactions for all types of property including title policies, survey’s, appraisals, etc
7
Skills For Loan Funder Resume
- In depth knowledge of Letters of Credit, financial covenants, government entities, utilities, transportation, manufacturing, and agricultural
- Within a financial institution and/or law firm with experience working with large RRE credits – to include borrowing base credits, specifically in documentation and funding
- Knowledge of residential real estate documentation to include but not limited to borrowing base credits and guidance lines of credit
- For bilateral credit facilities, knowledge/experience in perfection of liens in accounts receivable, inventory, equipment, vehicles, negotiable securities, aircraft, ship mortgages, etc
- 2years in Commercial and Industrial loan documentation and closing
- Within a financial institution and/or law firm with extensive experience working with large Commercial and Industrial credits, specifically documentation and funding
- Commercial Real Estate closing/funding experience
- In Commercial Real Estate loan funding
8
Skills For Comml Loan Funder Closer Resume
- In Commercial Real Estate loan funding or construction administration
- A combination of experience in two or more of these areas is highly desired – legal, loan closing/funding, loan administration, loan documentation, loan review, audit or compliance
- In Commercial Real Estate loan documentation and closing
- Confirm all closing procedures are complete and accurate
- Prepare funding conditions for title
- Confirm disbursement with title and confirm all funding dates
- Reviews loan approval documentation and generate a comprehensive due diligence needs list according to credit policy and loan type
- Engage bank approved attorneys and facilitate the documentation and loan closing throughout the transaction
9
Skills For Comml Loan Funder / Closer Resume
- Review and analyze budget to determine equity requirements and funding details
- Maintains current knowledge of Policies and Procedures as they relate to documents and funding
- Accurate and timely reconciliation of all fees and figures relating to each loan
- Review loan approval and order loan documents from internal doc prep team or bank approved attorney
- Review loan documents to Bank approval to confirm all approval requirements are reflected in the loan documents
- Review all documents after booking to create Advance Templates/Budget Templates for ongoing disbursement instructions according to loan approval and signed documentation
10
Skills For CRE Loan Funder / Closer Resume
- Perform post close review to ensure loan payment/advance rates/loan details boarded onto the system accurately
- Maintain and respond to balance and control reports and adhere to a
- Reviews and balances complex construction budgets to ensure compliance with approval and construction guidelines
- Accurately books new loans to the system
- Research and reconcile credit facility to agent bank’s records – include review of transaction and accrual history and recommend remediation/ reconciliation action to the manager
- Manage, mentor, and motivate people
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