Fraud Risk Analyst Resume Sample
Dale Dickinson
131 Greenfelder Keys,
Philadelphia,
PA
+1 (555) 646 5535
Work Experience
Senior Fraud Risk Analyst
05/2017
-
PRESENT
New York, NY
- Assists in the completion of highly sensitive regulatory and compliance functions by gathering and compiling (non)routine data for moderately complex reporting. Assists with in-depth risk analysis of data, makes recommendations, and/or decisions of basic to moderate complexity/exposure level
- Assists with the creation of moderately complex reports containing highly sensitive information to provide responses to inquiries from internal and regulatory, client and compliance entities
- Assists with training and moderately complex projects. Makes decisions and/or recommendations when appropriate within established guidelines
- Utilizes all tools to identify links between accounts that reflect characteristics of fraud rings to mitigate Kohl’s risk
- Communicates daily, weekly and monthly key trends and attacks in fraud trends to a variety of audiences
- Identifies, escalates and makes recommendations on fraudulent situations through all levels of management in a timely manner
- Communicates with internal and external business partners developing relationships to optimize the investigative process
Fraud Risk Analyst
04/2010
-
12/2016
Detroit, MI
- Has a curiosity for research and a commitment to operational excellence
- Work with Management to define repeatable processes and assist with documentation
- Investigates testing-related tools to improve efficiency, consistency, and quality
- Support Operations Risk Management in development and delivery of Fail’s based Capital Allocation metrics
- Work with Fraud Operations to Prepare and communicate KRI’s, Triggers and establish and provide Fraud MIS related information on a monthly basis to Regional and Global Fraud, including Regional Deck
- Develops a thorough understanding of the firm’s operations, business practices, and production systems
- Strong in Control and Operation
Operations Fraud Risk Analyst
04/2007
-
12/2009
Houston, TX
- Chargeback processing in accordance to Visa’s Operational Regulations
- Identify processes requiring increased controls to protect the bank and its customers from future incidents of fraud
- Enhance the ability of the management team to quickly identify fraud transactions; and enhance early fraud detection and remediation through use of advanced analytical skills. Perform advanced transactional analysis on large data sources providing quantitative measures and modeling
- Develop business rules to identify and remediate fraudulent trends quickly. Perform validation tests on all rules developed that recognize and remediate fraudulent trends. Develop conclusions based on analyses performed
- Effectively assess current work methodologies and recommend changes when and where necessary
- Assist the Risk Management team in performing trending and forecasting of fraud in various financial portfolios. Prepare reports for senior management team based on statistical analyses and quantitative modeling
- Work with Information Technology to develop effective technology platforms that can support analysis of large populations of complex data
- Analyze high risk prepaid access orders from corporate clients and authorized partners
Education
Indiana Wesleyan University - Kokomo Campus
2002 - 2006
Bachelor's Degree in Business
Professional Skills
- Excellent interpersonal skills with ability to form good working relationships
- Solid critical thinking and organizational skills
- Good Communication and Presentation Skills, Customer service
- Experience with e-commerce credit card payment processing
- Desire to learn, retain and build upon your skill-set
- Work with technical, data management and customer servicing teams to identify key issues causing fraud losses and provide solutions
- Proactive approach to learning tasks and tackling projects
How to write Fraud Risk Analyst Resume
Fraud Risk Analyst role is responsible for analytical, modeling, reporting, analysis, advanced, quantitative, design, finance, credit, securities.
To write great resume for fraud risk analyst job, your resume must include:
- Your contact information
- Work experience
- Education
- Skill listing
Contact Information For Fraud Risk Analyst Resume
The section contact information is important in your fraud risk analyst resume. The recruiter has to be able to contact you ASAP if they like to offer you the job. This is why you need to provide your:
- First and last name
- Telephone number
Work Experience in Your Fraud Risk Analyst Resume
The section work experience is an essential part of your fraud risk analyst resume. It’s the one thing the recruiter really cares about and pays the most attention to.
This section, however, is not just a list of your previous fraud risk analyst responsibilities. It's meant to present you as a wholesome candidate by showcasing your relevant accomplishments and should be tailored specifically to the particular fraud risk analyst position you're applying to.
The work experience section should be the detailed summary of your latest 3 or 4 positions.
Representative Fraud Risk Analyst resume experience can include:
- Advanced math and Excel/spreadsheet skills
- Learn quickly and apply that knowledge effectively in a fast-paced environment
- Strong business acumen with at least 2 years’ work experience in related field/position
- Quantitative / statistical analysis experience in BI, Property / casualty insurance, fraud management, or corporate risk management setting
- Experience handling Chargebacks from Acquirer or Issuer
- Experience in financial services, preferably in the banking industry
Education on a Fraud Risk Analyst Resume
Make sure to make education a priority on your fraud risk analyst resume. If you’ve been working for a few years and have a few solid positions to show, put your education after your fraud risk analyst experience. For example, if you have a Ph.D in Neuroscience and a Master's in the same sphere, just list your Ph.D. Besides the doctorate, Master’s degrees go next, followed by Bachelor’s and finally, Associate’s degree.
Additional details to include:
- School you graduated from
- Major/ minor
- Year of graduation
- Location of school
These are the four additional pieces of information you should mention when listing your education on your resume.
Professional Skills in Fraud Risk Analyst Resume
When listing skills on your fraud risk analyst resume, remember always to be honest about your level of ability. Include the Skills section after experience.
Present the most important skills in your resume, there's a list of typical fraud risk analyst skills:
- Strong quantitative and statistical analysis skills. Experience pulling and analyzing data to make informed decisions
- Analytical skills - Communication skills - Patience, attention to detail
- Excellent problem solving, researching and documentation skills
- Excellent interpersonal skills with the ability to build collaborative relationships with various business units
- Prior experience in preparing SAR’s including accurate and sufficient narratives
- Advanced qualitative and quantitative skills, SAS, SQL and transforming data analytics into executable information
List of Typical Experience For a Fraud Risk Analyst Resume
1
Experience For Senior Fraud Risk Analyst Resume
- Skills: Managerial skills
- Experience in business, finance or accounting, or criminal justice
- Experience with multiple payment gateways
- Experience with consumer or merchant fraud transactions
- Develop experiments with our policies or tools to challenge the lending industry status quo as we help enable innovative businesses to flourish online
- Knowledge of third party web fraud analytic tools such as Web Threat Detection, Adaptive Auth, or 41st Parameter
- Knowledge of Big Data analytics and concepts
2
Experience For IPB Fraud Risk Analyst Resume
- Analyze and translate data and research findings into risk and business opportunities/requirements at the level of detail required to solve specific problems
- Design and scale risk processes to cover an increasingly large and complex landscape of risks given our rapidly expanding user base
- Analyze and test 3rd party data providers to solve individual/business fraud risk, device risk and other types of first party risk etc
- Analytical mindset as it relates to loss prevention
List of Typical Skills For a Fraud Risk Analyst Resume
1
Skills For Senior Fraud Risk Analyst Resume
- Three or more years of fraud related experience
- Chargebacks or prepaid payments experience
- Two years of bank fraud experience required, preferably in risk management function
- Demonstrates situational awareness and professionalism
- Understanding of data warehousing, building of data-marts, and bringing disparate data together in a useful format
- Having a self-starter mentality and autonomy driving the execution of strategy and deliverables
- Follow-up on tasks, track actions and progress along with providing detailed and actionable reporting
- Review transaction monitoring triggers for unusual activity and support related investigations and the filing of suspicious activity reports
- Coordinate and execute the partner approval and renewal process, including managing offsite audits and remediation efforts
2
Skills For IPB Fraud Risk Analyst Resume
- In-depth knowledge of efficient processes and flows, and the ability to enact change while maintaining the day to day workload
- A calm and controlled demeanor during periods of change management
- Perform analysis of current and historic data (e.g. authorizations, write off data) to keep Fraud systems and processes at the cutting edge of fraud detection
- Provide support, including analysis, to various Strategic Fraud initiatives outlined by the business as and when necessary
- Able to build productive internal/external working relationships
- Manage the reporting and secure transmission of client data to external partners and bank issuers
- Leverage appropriate tools (internal and third party) for complex analysis to identify and create linkages to detect fraud patterns using various data sources
3
Skills For Operations Fraud Risk Analyst Resume
- Development, implementation and monitoring of card fraud strategies
- Knowledge of web performance monitoring tools such as Adobe Omniture, Opnet, Splunk, Akamai, and Keynote
- ATM Monitoring: Review Accounts that have cash withdrawals in excess of a threshold or unusual matter
- Bilingual English & Spanish required, Portugese is highly desirable
- Identification of data driven fraud trends and development of broad strategies to address the trend
- Monitor fraud losses on a daily basis and take corrective action as required
- Conduct defect reviews of high fraud losses cases to identify any gaps in Fraud strategy, case management, or make workflow adjustments
- Support partnership requests for deep dive analysis into individual portfolios for strategy optimization
4
Skills For Associate Fraud Risk Analyst Resume
- Create and monitor Fraud system functionality reports and alerts. Establish a remediation process for issues
- A strong interest in investigations and problem solving along with the ability to consider alternative perspectives, is able to think quickly and perform in high-stress situations
- Identify and communicate process gaps
- “Can-Do” and upbeat personality with a deep passion to encourage others
- Be flexible and to handle multiple tasks simultaneously
- Quickly interpret metric data and convert to organizational improvements
- Able to work flexible hours and days when needed
- Able to develop professional expertise and apply company policies and procedures to resolve a variety of issues
5
Skills For CCB Risk-consumer Risk-fraud Risk-analyst Resume
- Able to work on problems of moderate scope where analysis of situations or data requires a review of a variety of factors
- Able to exercise judgment within defined procedures and practices to determine appropriate action
- Proficiency in Microsoft suite: advanced Excel (Pivot tables, lookup and macro functions)
- Proficient with Microsoft Office programs (Word, Excel, Outlook) and the ability to learn required business systems such as third party fraud tools
- Excellent communication (written, verbal, and oral) skills with the ability to interact with and understand technical subjects and emerging technologies and their relevance to QuickBooks Capital growing
- Believes in knowing and using the numbers behind a problem, and preferably has familiarity with the basics of statistical analysis and experience with quantitative tools such as Excel, SQL, Python, R, Stata, and data visualization tools such as Tableau
- Experience in EMV, counterfeit, Balance transfer and convenience check fraud or payment platforms, technologies, and architecture is desirable
- Pull “flagged” potential fraud orders and evaluate to determine the validity of the order using various fraud tools and research methods. This includes internal fraud tools, third party fraud tools, general research online, and customer contact via email and/or phone
6
Skills For Enterprise Fraud Risk Analyst Resume
- Review Fraud chargebacks to identify impact of fraudulent transactions, understand high risk user characteristics, find emerging patterns and trends. Distribute information both written and orally to internal departments and external parties (e.g., Clients)
- Train Festival University students working in Merchant Risk Operations department. Provide support with curriculum development, answer day to day questions from students, and complete incident reports if necessary
- Participate in internal meetings to ensure organizational effectiveness
- Create and update protocols as it relates to Fraud Prevention. Stay up to date on industry trends and contribute to internal newsletter if needed
- Update internal and external fraud tools based on fraud transactions reported for that month
- Support Merchant Risk Ops Manager and other Finance team members with projects as needed
- Prepare reports, presentations and other written materials for management review
- Maintain industry knowledge of regulatory requirements as they evolve over time
7
Skills For Manager Fraud Risk Analyst Resume
- Excellent interpersonal skills with the ability to build collaborative relationships with various business units that play key roles in the regulatory reporting process or in the development of supporting systems
- Desire to learn and explore leading edge industry concepts
- Develop and execute transactions and system alerts for unusual and/or suspicious activities for US and international basis
- Monitor various systems and transactions for fraud activity and be able to respond to unusual or suspicious activity and issues
- Investigate unusual trends, provide appropriate case reports and updates to management
8
Skills For Assoc Fraud Risk Analyst Resume
- Perform research and analysis of individuals, entities or events through public records, media or other research tools
- Support International Sales and Product Development teams with risk management analysis and reports to help ensure appropriate risk mitigation to new products and services
- Enhancing the Fraud Risk Management program. Promote a risk culture and ensure adherence to the Fraud Risk Management policy
- Support regulatory and third party examinations
- Review MIS reports and communicate fraud results internally and to the business
- Commercial card oversight. Oversight into the Commercial card fraud risk program to ensure appropriate controls, mitigated risks and the execution of synergies between other card portfolios
- Merchant services oversight. Oversight into the Merchant Services fraud risk program to ensure appropriate controls and mitigated risks relating to fraud and chargeback programs
9
Skills For Mortgage Fraud Risk Analyst Resume
- Business intelligence. Producing all financial loss based reporting and aggregating critical regulatory and executive management presentations. Serving as the central hub engaging the appropriate SMEs to ensure accurate new product fraud risk assessments are completed
- Information. Continually illustrating a collective story through internal, external and industry best practice data to inform business decisions and drive performance
- Multi-task and prioritize work in a high pace environment
- Demonstrated ability to build models needed to understand issues at a detailed level and forecast impacts of change
- Education. Continually challenging the status quo and staying well educated in the latest fraud capabilities used by the industry
- Extensive knowledge of cards products including knowing the intricacies of how they work, the risks and controls needed
- Detail orientated with the ability to also understand high-level strategy
10
Skills For Analytics Fraud & Risk Analyst Resume
- Lead by example in the balance of enabling business growth, a positive customer experience and managing fraud risks within the defined risk appetite of the company
- Never afraid to ask questions, understand processes or challenge the status-quo
- Build strong relationships through collaboration, execution of strategy and deliverables, autonomy and self-starter mentality, strong presentation building and delivery skills, and the ability to drive change across verticals with no direct authority
- Working knowledge of MS or Oracle SQL, data visualization applications (Spotfire, Denodo, Power Pivot), expert Excel, Amazon Web Service, and SSRS, R
- Anticipate problems and opportunities with the initiative to pursue solutions
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