Risk Head Resume Sample
Tanya Schaden
525 Louvenia Junction,
Phoenix,
AZ
+1 (555) 564 2186
Work Experience
Head of Risk
06/2015
-
PRESENT
Detroit, MI
- Advocate on behalf of the U.S. and LATAM while ensuring alignment with the overall Global organization
- Continuing to reduce operational costs for the business while championing and supporting change in the interests of all stakeholders
- Taking a positive and constructive approach towards problems using appropriate tools and techniques to deal with them swiftly and effectively. Engage key business and regional stakeholders to fully understand drivers while keeping a view of global applicability
- Implementing business strategies and plans and prioritizing activities to ensure the desired results are achieved as well as understanding what is required to be successful and competitive in the local and global marketplace
- Aspiring to do and deliver the best for HSBC, its customers, colleagues and stakeholders regardless of difficulties and challenges in line with HSBC values
- Partner responsibly for effectively and successfully overseeing and delivering the strategic change agenda and objectives for Global Risk
- Act as point of escalation for region/business
Head of Pensions Risk
02/2013
-
05/2015
Los Angeles, CA
- Strong communication with business if/as incidents arise that have the potential to impact business operations
- A pro-active and at the same time diligent person is required, someone who has good communication skills both internally and externally
- Responsible to execute the Local Markets Treasury team’s annual plan
- Manages the bank’s assets, liabilities, and capital
- Oversees credit exposures within the portfolio, including stress testing and early problem recognition
- Work closely with ICG Banking and product teams to identify target market additions and deletions by reference to credit quality and return thresholds
- Education of new ICG Banking team on credit policy and risk appetite and deal structuring
- Creates and sustains a network of strong partnerships with the business (relationship and product management) and other risk functions, particularly decision makers and influencers
- Experienced in partnering with global peers in leveraging and implementation of best practices
ICG Risk Regional Credit Head
03/2009
-
10/2012
San Francisco, CA
- More than 10 years experience in Risk Management related areas in Banking
- Fluent English and Mandarin in both verbal and written context
- Over 12 years of Business exposure and Operational Risk Controlling function in major foreign banks
- Sound knowledge of either Retail Banking and/or Corporate Banking business with very strong sense of risk points and control
- Strong knowledge in commercial leading and trade finance products and own good sense of judgment and strong analytical power and team management skill as well
- Comply with Citibank policies and procedures to ensure security of the bank's and customers’ information
- Ensure appropriate policies and procedures are in place, and kept up to date, and that compliance is maintained
Education
University of Connecticut School of Business
2004 - 2008
Bachelor's Degree in Management
Professional Skills
- Strong Leadership skills in handling highly competent teams and stakeholders’ management
- Academically strong background with strong technical auditing experience
- Strong general project and stakeholder management skills
- Highly developed team working skills
- Training and Coaching – ability to effectively coach and train juniors
- Managing Director with 15+ years’ experience in the financial services industry related to risk management
- Experience of managing large groups, including teams that are regionally dispersed
How to write Risk Head Resume
Risk Head role is responsible for finance, leadership, travel, retail, credit, securities, training, integration, auditing, security.
To write great resume for risk head job, your resume must include:
- Your contact information
- Work experience
- Education
- Skill listing
Contact Information For Risk Head Resume
The section contact information is important in your risk head resume. The recruiter has to be able to contact you ASAP if they like to offer you the job. This is why you need to provide your:
- First and last name
- Telephone number
Work Experience in Your Risk Head Resume
The section work experience is an essential part of your risk head resume. It’s the one thing the recruiter really cares about and pays the most attention to.
This section, however, is not just a list of your previous risk head responsibilities. It's meant to present you as a wholesome candidate by showcasing your relevant accomplishments and should be tailored specifically to the particular risk head position you're applying to.
The work experience section should be the detailed summary of your latest 3 or 4 positions.
Representative Risk Head resume experience can include:
- People management skills with proven abilities in taking responsibility for executing high quality deliverables according to strict timetables
- Deploying the QRM Training Program and developing and training personnel and internal customers on QRM business processes
- Building on and maintaining an appropriate Risk framework for the regulated activities undertaken by Fidelity International in Dublin
- Developing and enhancing external and internal risk disclosure based on best practices and Solvency II requirements
- Monitoring and reporting best practice for risk management to the Board
- Work closely with Mortgages Risk Head in preparing presentations for senior management & undertaking transformation to the existing policies & processes
Education on a Risk Head Resume
Make sure to make education a priority on your risk head resume. If you’ve been working for a few years and have a few solid positions to show, put your education after your risk head experience. For example, if you have a Ph.D in Neuroscience and a Master's in the same sphere, just list your Ph.D. Besides the doctorate, Master’s degrees go next, followed by Bachelor’s and finally, Associate’s degree.
Additional details to include:
- School you graduated from
- Major/ minor
- Year of graduation
- Location of school
These are the four additional pieces of information you should mention when listing your education on your resume.
Professional Skills in Risk Head Resume
When listing skills on your risk head resume, remember always to be honest about your level of ability. Include the Skills section after experience.
Present the most important skills in your resume, there's a list of typical risk head skills:
- To work effectively with Group Operational Risk, the HNAH ORIC team, the Regional Risk leaders (SMEs), and the business ORIC Coordinators
- Able to effectively manage multiple complex topics
- Experience in a underwriting function within the insurance industry (non life) – property and casualty
- A strong analytical understanding of the world’s financial markets
- Senior management experience in banking or securities industry’s in Risk Management area
- Maintain an effective operational risk framework in the Region, in line with Group Standards and local regulatory requirements
List of Typical Experience For a Risk Head Resume
1
Experience For Head of Risk Resume
- Experience of managing staff in different global regions
- Senior risk management experience in, and commercial knowledge of, one or all of the following:
- Proven track record of building business relationships
- IT awareness – a good knowledge of IT and its related risks
- BUC Developer Review in line with Citi’s growth plans including working with valuations firms in enhancing existing Developer Rating Review methodologies
- Lead and assist with the development of training curriculum in support of developing a QRM culture across Shire
2
Experience For Head of Pensions Risk Resume
- Enhancements to existing IAU BCPPM & annual updation & monitoring in line with GCCFRP & OCA guidelines
- Lead the teams in driving new initiatives relating to valuation processes aimed towards process efficiency & accurate valuation data
- Key contributor to Emerging and Horizon Risks debates & reporting
- Legal, Regulatory, Compliance proficiency in supervising and managing fiduciary, disclosure, legal/regulatory documentation as appropriate
- Regulatory understanding from working with international requirements such as AML, KYC, GDPR, MiFID II, etc
- Meet with the clients’ senior management and local regulators to deepen understanding of the companies, industries and regulatory developments
- Ensure that knowledge and best-practices are being shared and leveraged on a regional scale
3
Experience For Latin Risk Head of Controls Resume
- Knowledge of the legal and financial system and understanding the language of the legal and finance community
- New ALPS technology development keeping in mind new processes that have been implemented and other proposed developments with valuation vendors & firms
- HPI Methodology oversight & regulatory reporting
- Half Yearly CLTV Monitoring & apprise senior management of corrective actions, if any
- Clearly articulating IAU related communication on policies & processes with Regional Risk, OCA, Business & Credit Operations
- Supervise team of IAU Risk Analysts & mentor / train the teams. Provide guidance to the team in managing day to day activities
4
Experience For ICG Risk Regional Credit Head Resume
- Valuations vendors management & monitoring oversight as per Citi’s Third Party Vendor Management guidelines
- Creator & presenter of risk reporting at all Governance meetings
- Provider of risk education and training services
- Proficient in stress testing impact of risk on portfolio value and capital required to support the business
- An appetite for driving change, and thrive in a fast paced environment
5
Experience For Head of Risk-capital Markets Resume
- Solution thinking mindset
- MTM Appraisals Monitoring
- Identify opportunities in Risk to improve efficiencies and enhance processes. Able to oversee projects and drive change
- Act as the Risk Management representative on the New Products Approval Committee LI-SC1
- Develop and maintain Risk Framework for the local entities which is compliant with local regulations as well as the global FIL framework. Owning and maintaining the Board specific Risk Policies including advising the Board on the Risk Appetite Statement and relevant KRIs
6
Experience For Head of Managed Risk, AP Resume
- Manage the FIL Life Ireland ORSA and Solvency II calculations and submissions including Board/Audit Committee approval
- Work closely with FIRM SCO’s to understand the risks in proposed transactions, help to structure them to mitigate risks and approve within the delegated authority
- Provide guidance as needed to SCO’s to negotiate documentation such as ISDA’s, loan agreements, etc
- Travel (up to 35%) to customer locations and conferences required
- Around 10 years of experience in a similar position; comparable role with advanced level of risk strategy know-how and extensive experience in risk management in a business environment - preferably systems and solutions industry
- Business savvy and risk aware
7
Experience For VP & Head of Rbwm Risk Resume
- To ensure that Accenture’s administration of the Clients' Pension Scheme, and hence the obligations of the Trustee, is compliant with the Pensions Act 2004 and tPR guidelines in respect of risk and internal controls
- Ensuring that Shire has a cGMP compliant and cost efficient QRM System fully integrated into global and site business processes and continuously improved through Quality subject matter expertise
- Providing leadership, QRM expertise and facilitation of strategies for complex or cross-site/ cross-product risk management efforts for Shire sites and products
- Partnering with customers at Sites, key stakeholders and management, to communicate/escalate and ensure timely and adequate management of quality risks
- Escalation and communication of risks to the Tech Ops Leadership Team and the Corporate Compliance Committee
- Implementation of business processes for integration of Quality Risk Management into relevant elements of the Pharmaceutical Quality System
- Serve as the Quality Risk Management expert on complex technical problems
8
Experience For Head of Risk-vanguard Investments Resume
- Facilitate QRM workshops, brainstorm/rapid results events, and work with employees across the organization to enable them to do the same
- Through the implementation of rigorous KPI’s provide measurement and action to support the activities of the sales team and in so doing demonstrate best practice management principles
- Appraisal Review & ensure strict compliance to OCA & RBI (regulatory) guidelines
- Timely annual approval of Developer indirect lending limits through performance review of the developers; take prudent credit actions in the developers that are showing signs of stress or uncertainty
- RBI / IBA / OCA Valuation Guidelines Management
- Active involvement in audits (IA/FCR etc.) as SPOC for IAU
- Overall responsibility for holistic market risk management in the expanded CEP, to include Traded Products, CVA, IRRBB and Liquidity
9
Experience For Head of Risk Management CEE Resume
- Drive the design and formulation of future strategic objectives for Market and Liquidity Risk Management, including strategic level communication with CEP Management and Regional Risk Management
- Chair the CEP Market Risk Committee and provide appropriate Risk leadership in other key management meetings such as ALCO, Business Risk and Controls Committee, Operating Committee
- Manage the Market and Liquidity risk analysis of New Products for CEP working in close co-operation with senior business sponsors and risk chairs for New Products Committees
- Responsibility for assessing appropriate response to and delivering market/liquidity risk component of ICAAPs, ILAAPs, Risk Appetite Statements, Stress Testing and other ad-hoc regulatory or legal entity governance projects drawing in appropriate regional/global Market Risk resources as required
- Support Regional Market and Liquidity Risk Senior Management and CEP CRO in LV risk matters and deputize as required
- Maintain the second line of compliance defence by ensuring individual adherence to business processes and procedures that are designed to meet the regulatory standards set out in the relevant FCA rules and guidance
- Thought leader on Risk issues
- Leader in risk analysis including scenario planning, stress testing and the application of these techniques in the creation of statutory documents such as the annual “Threshold Conditions 4” exercise
- Provision of risk “consultancy” services for formation of strategy and key project consideration
10
Experience For Regional Head of Op Risk-cmb Resume
- Point of Financial Services risk expertise at Risk Committees,
- Independent review & challenge of risk registers for adequacy and technical correctness
- Represent the Saga group risk function at third party meetings, external conferences etc
- Stay up to date with industry changes with regard to risk approach and management and best practice
- Best practice Enterprise Risk Management Financial Services knowledge
- The jobholder is responsible for overseeing and ensuring that Operational Risk is managed in accordance with the Group Standards Manual, the Operations FIM and HNAH Policy
- Personal integrity – exercising sound judgement and being able to provide an objective view on how the firm’s key risk are managed
- Robust personality – ability to present clearly and support own views and judgements
List of Typical Skills For a Risk Head Resume
1
Skills For Head of Risk Resume
- To support a culture within the Region which acknowledges the requirement for effective management of operational risk and internal control
- Focuses on process consistency, output quality and achievement of excellent turnaround times
- Experience in policy and guideline development
- Experience in a risk management function within both consultancy and company
- Ensures delivery of effective advice on new and revised business strategies, initiatives and projects for assigned area
- Partnering with the actuarial function in integrating the risk management framework, the internal capital model and business planning
- Verifying and challenging assumptions as well as Risk assessments by applying a local perspective
- Exercising challenge to ensure risks taken within the business units generate appropriate returns on both capital and Risk Weighted Assets
- Provide timely assistance / guidance to businesses on operational risk reviews (including quality assurance) and related reporting
2
Skills For Head of Pensions Risk Resume
- Lead the team responsible for developing ‘best in class’ Economic Capital non-position models in a leading financial institution
- Assist in preparing presentations for senior management and regulators covering change impacts, methodology features and capital implications
- Work with the ArgoGlobal senior management in developing and implementing risk-based strategies
- Responsible for shaping RBWM Risk Appetite and ensuring business growth and risk boundaries are aligned
- This role plays an integral part in addressing Pendragon’s key risks and delivering a risk assurance and internal audit plan
- Implement Regional or Group polices or practices ensuring full compliance and adherence to determined project or initiative
- Develop and manage team to implement a global resourcing strategy
- To assist with the deployment of an integrated approach to provide a common platform to manage operational risk and internal control
3
Skills For Latin Risk Head of Controls Resume
- To maintain appropriate industry relationships to identify trends and best practice and suggest enhancements to better manage risk, while adhering to regulatory and compliance guidelines
- Proper completion of all ongoing, monthly, quarterly and annual ORIC tasks. Successful integration of risk management and internal control monitoring process across the Region
- Standardised reporting formats across HNAH, including operational risk heatmaps, dashboards, KRIs etc
- Identification of specific ORIC issues for escalation to Group, HNAH and legal entity committees
- See the ‘big picture’ in a complex environment
- Articulate, to obtain buy-in from Executives and Board members
4
Skills For ICG Risk Regional Credit Head Resume
- Communicate to a range of external stakeholders such as regulators
- Sets ambitious output targets and expectations for themselves and their teams
- Understands the key levers for their business and how to influence them
- Professional risk management qualification (MIRM or equivalent)
- Has continuous improvement mindset focused on operational efficiency and productivity
- Leadership Management Behavioral Competencies
5
Skills For Head of Risk-capital Markets Resume
- Decisive Thinker and “Executor” – Able to analyze and think through highly complex issues, but then appropriately execute and implement against a well-thought, thorough framework in a seamless manner
- Client Relationships / Business Partnership
- Proactively contribute to model development and enhancement
- Proactively lead the effort to improve material parts of the ERC models; identify the relevant sources of risk and assess their capture
- Collaborate with Senior Risk and FO stakeholders, IT analysts and developers in order to implement changes to the model
- Accountable for ArgoGlobal understanding its risk taking and to help it become more consistently profitable through the thoughtful use of risk appetite and tolerance metrics
- Enhancing and rolling out risk management applications, including the maintenance of the risk registers and facilitating the usage of the ERM-system by risk owners and business groups
- To share best practices and build relationships from within the Argo Group risk management function
6
Skills For Head of Managed Risk, AP Resume
- Reporting to the ArgoGlobal Risk & Capital Committee (subcommittee of Board) using the ArgoGlobal ORSA and risk report, and participating in Argo Group risk reporting
- Report to the ArgoGlobal SE Board using ORSA and risk reports
- Responsible for understanding and determining the nature and level of risk in business unit strategic and financial plans; implement ongoing actions to actively manage loan impairment within operating plan
- Ensure risks taken within the business units are adequately rewarded in terms of the economic profit spread of the return on invested capital in excess of the Group’s cost of equity and an efficient use of economic capital consumed
- Establish and implement effective Company-wide credit policy, procedures and lending guidelines to ensure superior credit quality and maximum risk-adjusted profitability; review and approve all new products that impact credit risk. Lead alignment of credit policy and lending guidelines for HSBC North America
- Direct credit risk assessment on a Company-wide basis and analyze impact of market conditions on risk concentrations and portfolio diversification; initiate Company-wide portfolio management function based on development of economic capital techniques. Direct timely and accurate completion of all Board, Group and regulatory reporting
7
Skills For VP & Head of Rbwm Risk Resume
- Experience in Risk Management role is essential
- Excellent knowledge of risk management principles and frameworks and how these can be applied in a retail business
- Significant post qualified experience (professional services or industry)
- ‘Big 4’ and/or internal audit experience desirable
- Leadership – the ability to lead a diverse group of skilled individuals in a highly professional and quality focused environment
8
Skills For Head of Risk-vanguard Investments Resume
- Oversee the assessment, development and level of judgmental reserves for the business planning process
- Ensure maximum process efficiencies in place for operational credit risk areas – retail credit services and collections
- Direct the design, implementation and use of management information systems and reports to monitor credit risk trends; inform senior management of emerging risks and developing portfolio trends
- Establish and implement effective Company-wide credit policy, procedures and lending guidelines to ensure sustainable credit quality and regulatory compliance; review and approve all new Retail Banking products that impact credit risk
- Direct credit risk assessment on a Company-wide basis and analyze impact of market conditions on risk concentrations and portfolio diversification; implement portfolio management via and analytics function based on economic capital, regulatory capital and Accounting Standards techniques
- Direct timely and accurate completion of all Board, Group and regulatory reporting and periodically present to the EXCO, the Board and the Banking Regulator
9
Skills For Head of Risk Management CEE Resume
- Oversee the assessment, development and level of collective impairment reserves for the business planning and reporting process
- Drive material transformation and efficiency initiatives for operational credit risk areas – retail credit services and collections – including leveraging HSBC’s very significant offshoring capabilities
- Exercise Risk Stewardship over the Retail Collections, implementing appropriate policies, governance, guidance and challenge
- Implement Group polices or practices ensuring full compliance and adherence to standards as is required for all projects or initiatives, irrespective of jurisdiction
- Accountable for achieving the team’s overall revenue target and market share
- Responsible for executing the team’s business strategy
- Macroeconomic and Political Environment - Proactively and transparently adjusts risk appetite for changes in country risk
- Risk Infrastructure - Collaborates across risk disciplines in order to improve the capture and control of risk across the firm; Recognizes when to consider metrics from other risk disciplines and includes them in analysis to arrive at optimal solutions
10
Skills For Regional Head of Op Risk-cmb Resume
- Decision-Making and Approval: Makes decisions (using well-reasoned judgment) under pressure and in a timely manner; Identifies and assesses alternatives as part of the decision-making process. Focuses and guides the priorities of others; Incorporates capital and P&L implications into decision-making process
- Strong communication and interpersonal skills; with an ability to make decisions, drive results and demonstrated ability to prioritize multiple tasks to meet overall objectives
- Experience of operating within and managing a team within matrixed reporting lines
- Demonstrated integrity and sound/independent credit judgment
- Mastery of essential knowledge in finance, capital market assumptions, portfolio risk modeling
- Lead a small team of subject matter experts
- Relevant professional qualifications (eg ACA; IIA; CISA)
- Communication – this involves, in part, a persuasive consultancy role and, in part, an ability to write high quality (and also high profile) reports which provide balanced, concise and authoritative judgements
List of Typical Responsibilities For a Risk Head Resume
1
Responsibilities For Head of Risk Resume
- Innovation – focus both on improving the team’s performance and on adjusting the team’s response to changes in technology, the organisation and the environment in which it operates
- SCO L 1 experience or the potential to quickly be appointed as a Risk SCO L1
- People management – a continued interest in coaching and developing members of the team
- Quality – ensuring that the team produces high quality work and that deadlines are met
- Self-motivation – ability to work under pressure, to manage several strands of activity and to learn new things and implement improvements
2
Responsibilities For Head of Pensions Risk Resume
- Collaboration – working effectively with other members of management and keeping up to date with developments in the organisation and how these affect the audit plan
- Technical ability - previous experience in either an external audit or an internal audit environment, with a focus on risk based assessments, and a commitment to further training
- Professional qualification either in Finance, risk or both
- Knowledge of operational and franchise risk
- Understand capital markets products, complex structures, trade, and transaction services
- Serves as a point of escalation for key issues or time sensitive decisions Acts decisively in high risk scenarios, assessing a situation based on available data, experience and judgment
3
Responsibilities For Latin Risk Head of Controls Resume
- Willingness to make appropriate risk-return decision
- Understand the liquidity risk profile of a complex commercial bank or foreign bank (including detailed knowledge of banking products such loans, leases, guarantees, credit facilities, derivatives, operational deposits, nostro/vostro accounts …)
- Understand how to design and interpret idiosyncratic and systemic stress tests
- Understand liquidity risk management frameworks such as the concept and calculation of money gap (both net and cumulative) and the identification of security instruments that can be used for liquidity buffers
- Experience in a risk management function within an insurance company environment
4
Responsibilities For ICG Risk Regional Credit Head Resume
- Experience with senior management interaction and communication
- Lloyd’s market experience
- Solvency II experience
- Working knowledge of U.S. regulatory framework with respect to liquidity risk management
- Knowledge of ERM/DFA modelling, catastrophe models, PML calculations
- Authority to command attention and enforce risk decisions in a relevant commercial manner but in a way which also meets Citi’s risk related policies
5
Responsibilities For Head of Risk-capital Markets Resume
- Able to work across levels in risk management and also with other operations and business teams
- A customer and end user focus as well as a strategic mind-set
- A flair for clear-cut communication of proposals, recommendations, governance, implementation, action plans etc
- Financial Vulnerabilities MOC
- OREO Valuation Management
- Support and advise to the Market management by the pro-active identification, assessment, mitigating and monitoring of risks (strategic, operational, financial, compliance) related to new business-models (such as SPV’s), systems and services, strategic partnerships and Long Term Strategic Partnerships and other commercial innovation initiatives
Related to Risk Head Resume Samples
CIB Risk Resume Sample
Work Experience
• Apply sound operational and credit risk management principles, judgment,
• Have 2-5 years relevant work experience
• Are willing to participate in the end to end process from planning and requirements analysis through implementation, testing, and release to production
&...
Professional Skills
• Experience in Risk management or Derivativ...
• Experience in credit modelling
• Successfully prioritise and deliver compet...
Product Risk Resume Sample
Work Experience
• Active and engaged member of the Global Banking senior leadership team
• Contribute to building Visa’s technology brand through internal and external initiatives
• Experience with risk and PnL process in a global bank
• Ideally experienced in dealing wi...
Professional Skills
• Assertiveness and excellent communication ...
• Advanced inter-personal and negotiating sk...
• Experienced at aligning resources, seeking...
Risk Mgr Resume Sample
Work Experience
• Tighter controls around achievement of our cost targets
• Appropriate resource allocation decisions are made
• Better governance of RtB resources used to support our CtB programmes
• Identification and assignment of roles and responsibilities across all...
Professional Skills
• Demonstrated strong writing, editing and c...
• Build productive relationships at all leve...
• Build productive relationships at all leve...
Avp-risk Resume Sample
Work Experience
• Review and effectively challenge management’s risk reporting
• Liquidity Risk Methodology & Limits
• Liquidity Risk Oversight
• Strategic Infrastructure and Change
• Enforcing a firm-wide controls framework that ensures the he...
Professional Skills
• Institute an early warning system that ide...
• Excellent and proven oral and written comm...
• Strong leadership, collaboration, problem ...
Risk Mgr Resume Sample
Work Experience
• Tighter controls around achievement of our cost targets
• Appropriate resource allocation decisions are made
• Better governance of RtB resources used to support our CtB programmes
• Identification and assignment of roles and responsibilities across all...
Professional Skills
• Demonstrated strong writing, editing and c...
• Build productive relationships at all leve...
• Build productive relationships at all leve...
Banking Executive Resume Sample
Work Experience
• Composes letters and memoranda from verbal direction or knowledge of bank’s policies, procedures, and functions. Initiates responses to correspondence for senior executive or own signature
• Builds and manages a high performing team of directors, analyst and digital product management professionals...
Professional Skills
• Able to demonstrate broad experience of de...
• Up to 3 years' experience within financial...
• Thorough knowledge of general office proce...