Risk Analysis Specialist Resume Sample

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Marco Rath
210 Ambrose Locks,  New York, NY
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Work Experience


Risk Analysis Specialist
08/2016 - PRESENT
Boston, MA
  • Seasoned Data Analyst with strong SQL Skills
  • Understand technology of wholesale credit risk reporting platform or wholesale credit
  • Strong communication skills: work closely with technology partners and system user community
  • Take lead on projects (e.g. lead a UAT or Development cycle, run design meetings)
  • Finance/Risk Management experience
  • Coding experience in SAS, SQL, or Python
  • Excellent verbal and written communications, high attention to detail
  • Configure tools deployed within Wholesale Credit to automate existing processes and maintain existing automated processes
Consumer Lending Credit Risk Analysis Specialist
02/2013 - 06/2016
Philadelphia, PA
  • Lead Proofs of Concept (POCs) to test suitability of technologies in solving business problems
  • Determine appropriate technologies to apply to automate or improve processes; identify opportunities to leverage and reuse solutions
  • Work with business subject matter experts to identify processes for automation
  • Develop business cases to justify investments to implement solutions
  • Communicate to senior stakeholders on progress, issues and results
  • Commercial and/or Consumer Credit product knowledge
  • Proactive approach to responsibilities and strategic thinking in an information technology focused environment striving to meet current and anticipated business objectives
  • Yrs experience working with large data
  • Experience analysing yield curves, interest rate and foreign exchange derivative valuation, Greeks and P&L sensitivity analysis
Credit Risk Analysis Specialist
09/2006 - 12/2012
Boston, MA
  • Expert MS excel knowledge and solid analytical skills
  • Risk Management / Audit experience working for a financial services firm
  • Lead for one or more Spreadsheet Validation program level projects / initiatives
  • Prepare in-depth, comprehensive financial analysis of customers’ financial statements to aid in the determination of appropriate credit lines, credit ratings and maintenance of credit information for the client’s key customers
  • Utilise existing information and research externally available information on a regular basis to assist in maintaining appropriate credit lines for a portfolio of the client’s customers
  • Proactively monitor assigned customer account balances to ensure that they operate within their credit limits and take appropriate action on accounts which exceed their limits
  • Engage with the client’s credit managers on a regular basis and have the ability to present and discuss individual cases at all levels
  • Programming experience like SQL, SAS required

Education


University of Delaware
2000 - 2005
Bachelor's Degree in Ether Accounting

Professional Skills


  • Strong programming skills (Python, C++, SQL, or equivalent object-oriented programming)
  • Strong programming skills (Python, SQL, Tableau)
  • Strong Excel skills, including pivot tables, lookups, data analysis and data connections
  • Strong knowledge/experience using SQL and SAS
  • Advanced Excel skills, including pivot tables, lookups and data analysis
  • Strong knowledge/experience using SQL and SAS or R
  • Robust analytical skills combined with problem solving capabilities

How to write Risk Analysis Specialist Resume

Risk Analysis Specialist role is responsible for excel, analytical, advanced, programming, research, analysis, drivers, access, sql, finance.
To write great resume for risk analysis specialist job, your resume must include:

  • Your contact information
  • Work experience
  • Education
  • Skill listing

Contact Information For Risk Analysis Specialist Resume

The section contact information is important in your risk analysis specialist resume. The recruiter has to be able to contact you ASAP if they like to offer you the job. This is why you need to provide your:

  • First and last name
  • Email
  • Telephone number

Work Experience in Your Risk Analysis Specialist Resume

The section work experience is an essential part of your risk analysis specialist resume. It’s the one thing the recruiter really cares about and pays the most attention to.
This section, however, is not just a list of your previous risk analysis specialist responsibilities. It's meant to present you as a wholesome candidate by showcasing your relevant accomplishments and should be tailored specifically to the particular risk analysis specialist position you're applying to. The work experience section should be the detailed summary of your latest 3 or 4 positions.

Representative Risk Analysis Specialist resume experience can include:

  • Respond to user inquiries for assistance ranging from basic access and how-to inquiries to complex research & issue resolution. Track, resolve & escalate issues as needed
  • Work with upstream provisioning points, data providers and any user to gather requirements related to data feed changes, enhancements, defects and any system changes impacting user groups
  • Ell organized, detail-oriented with good interpersonal and communication skills (both written and verbal)
  • SQL data mining skills is preferable
  • Strong analytical mindset with accuracy to detail Exhibits flexibility with priorities, responsibilities and changing environments
  • Experience with data management, strong excel and analytics

Education on a Risk Analysis Specialist Resume

Make sure to make education a priority on your risk analysis specialist resume. If you’ve been working for a few years and have a few solid positions to show, put your education after your risk analysis specialist experience. For example, if you have a Ph.D in Neuroscience and a Master's in the same sphere, just list your Ph.D. Besides the doctorate, Master’s degrees go next, followed by Bachelor’s and finally, Associate’s degree.

Additional details to include:

  • School you graduated from
  • Major/ minor
  • Year of graduation
  • Location of school

These are the four additional pieces of information you should mention when listing your education on your resume.

Professional Skills in Risk Analysis Specialist Resume

When listing skills on your risk analysis specialist resume, remember always to be honest about your level of ability. Include the Skills section after experience.

Present the most important skills in your resume, there's a list of typical risk analysis specialist skills:

  • Financial industry experience with experience in financial or risk analytics and reporting
  • Work and communicate effectively with technical and non-technical business teams around the world
  • Experience in Wholesale/Commercial credit experience in Wholesale Credit, Risk Management, or Credit Review
  • Strong desirable: Microstrategy Report Design and Development Skill
  • Experience building reports using BI tools
  • Relevant Financial Institution experience with traded products, OTC derivatives, securities financing, futures and reporting or risk technology

List of Typical Experience For a Risk Analysis Specialist Resume

1

Experience For Consumer Lending Credit Risk Analysis Specialist Resume

  • Support the credit oversight process around wholesale capital models, including data investigations and ad hoc analysis requested by Senior Executives
  • Design presentation material for varying levels of management
  • Generation and maintenance of quantitative or qualitative reporting in support of Counterparty risk controls
  • Analyze data to maintain and support data integrity
  • Work with internal partners to identify, analyze, monitor, and present risk factors and metrics related to country and industry risk, single-name and enterprise-wide concentration
  • Participate in the design and oversight of the concentration limit setting framework and the analysis of data used in the commercial risk rating scorecards (e.g., financial, rating and default data)
  • Familiar with wholesale credit risk concepts, processes (risk ratings) and exposure components
2

Experience For Credit Risk Analysis Specialist With English Resume

  • Organized, audit trail mindset
  • Perform as a senior leader to drive forward both BAU and strategic initiatives (with an appreciation of target state design) to successfully deliver on expectations
  • Create presentations on key strategic initiatives and be able to show-case and explain work performed to a senior management level audience
  • Implement target state projects and initiatives related to the firm’s Basel IMM/Daily Credit program
  • Work collectively with various business areas and SMEs to ensure full due diligence and investigation is carried out when documenting new and existing filter logic
3

Experience For Credit Risk Analysis Specialist Resume

  • Ensure existing weekly end to end routines are maintained and all live Filters are successfully reviewed and approved within an 18 month period
  • Leverage existing knowledge of Credit Risk, Balance Sheet and Collateral Management to understand and pre-empt any impact of certain products and trade bookings on each downstream consumer
  • Work with Technology groups to track and ensure all efforts requiring development is completed
  • Drive forward new analysis processes and routines for daily Filter Manager Reporting
  • Work with Technology groups and establish controls to ensure all critical dependencies and batches processing are identified, understood and managed
  • Perform User Acceptance Testing, particularly in light of new Qz/Sparck output
  • Coordinate with lines of business, stakeholders and technology to ensure accuracy of new filter implementation or modification logic
  • Coordinate with wider IMM Project Team and Risk Data Management Team to ensure stability in conversion to Target State platform in Quartz
4

Experience For EFT Risk Analysis Specialist Resume

  • Oversee preparation of monthly Basel reconciliation reports for senior manager review and ultimate RWA calculations
  • Liaise with Finance and Legal Entity Controllers on reconciliation, with the view to resolving all outstanding breaks, and ensure accuracy of resolution implementation
  • Portfolio analysis at the global and legal entity level
  • Working directly with the Credit Risk Officers to assist them in using this analysis to make better limit utilization decisions – liaising also with sales and trading as appropriate
  • Raising issues with upstream data providers where necessary – along with quantifying impact
  • Assist in the production of communication materials for senior management, governing committees and regulatory bodies
  • Broad financial product knowledge
  • Strong written and oral communication, interpersonal and organizational skills and ability to build and maintain relationships with personnel across areas and regions
  • Experience with SAS, SQL, Python and other related software and hardware
5

Experience For Benchmark Submission Control Risk Analysis Specialist Resume

  • Stakeholder sign off during model development
  • Support engagement of regulators on evaluation of model usage and forecast processes as appropriate, including
  • Background in data analysis and reporting metrics to management required
  • Aggregates and analyzes allowance and provision for quarter end as well as forecast and stress testing
  • Stakeholder engagement on model enhancements
6

Experience For Risk Analysis Specialist Resume

  • Ad hoc analysis related to model usage
  • Data R&D related to model usage
  • Key forecast processes such as CCAR, ALLL/CECL et al
  • Within Consumer Risk Analytics (CRA) partner with model development team, model production team, Forecast Administrator team and Business Support Team to enable quality processes
  • Partner with CCAR/GST, LOB, Risk, BSM/Treasury, Finance, Model Risk Management, Corp Audit
  • Develop deep knowledge of models, production process, model use, and forecast construction process across Consumer products (mortgage, card, auto, small business, deposits, GWIM, fair lending)
  • Playing a key role in the investigation process of the models defects and exceptions - raising new issues and tracking existing issues with the model development team
7

Experience For Consumer Lending Credit Risk Analysis Specialist Resume

  • Work with technology and other business partners to develop and maintain robust data controls within Quartz
  • Oversee a number of Sub-Ledger reconciliations across different asset Asset/Liability classes and be able to handle all day-to-day inquiries from numerous downstream stakeholders
  • Provide written business specifications for technology enhancements
  • Proficiency in MS Excel and Power Point is required
  • Review the controls, documentation, calculation and design of the spreadsheet
8

Experience For Credit Risk Analysis Specialist With English Resume

  • Work with internal partners to identify, analyze, monitor, and present risk factors and metrics related to country, industry and single-name concentration
  • Familiar with wholesale credit risk and capital concepts, processes (risk ratings), products and/or exposure components
  • Lead dashboard development and visualization of data; explore scope of reports well suited for automation
  • Work with Global Risk Analytics Loss Forecast modeling teams on the implementation of a new accounting standard requiring a life of loan allowance for all loans (CECL)
  • Work closely to understand changes in loss forecast and related loss forecasting models
  • Assist in completion of quarterly enterprise stress test scenarios each quarter ensuring sufficient reserves and appropriate allowance adequacy
  • Proficient using SQL or SAS, on large datasets for data analysis
  • Message quarter end and forecasted allowance and provision expense results to key business partners
9

Experience For Credit Risk Analysis Specialist Resume

  • Prepare quarter end Investor Relations, earnings release and 10-Q/K materials related to net charge offs and balances
  • Strong Communicator - Clearly conveys information and ideas through a variety of channels to individuals or groups in a way that engages and impacts the audience. Transcends silos to achieve greater enterprise results. Proactively establishes relationships and routines to convey critical business information
  • Initiative - Possesses the intrinsic motivation and willingness to push ahead toward achieving a desired goal or end-state without suggestion or prompting by others; exhibits an ongoing desire to go beyond what is required. Feels a sense of ownership for their area of responsibility
  • Organization / Time Management - Maintains an organized approach to managing daily activities; is able to simultaneously juggle multiple demands to achieve optimal efficiency and productivity while ensuring the team meets business deadlines and requirements
  • Teamwork - Fosters collaboration among team members and business partners throughout the enterprise; shows skill and ease at working in groups and senior leadership; contributes ideas, opinions and skills toward the achievement of a common goal; views each success as a win for the organization
  • Experience in reporting metrics to management and 2+ years’ experience in data analysis
  • Industry related & applicable work experience (a combination of Big 4, Academia, Regulatory and Financial Industry experience acceptable)
10

Experience For EFT Risk Analysis Specialist Resume

  • Advanced Excel skills (VBA, macros)
  • Influence development and application of the tools and routines necessary for effective model development, oversight and reporting
  • Proven business partnering
  • Actual experience combined with sound theoretical knowledge of major traded products in Capital Markets (OTC, Repos, and ETD & Listed Futures & Options)
  • Monitoring and maintenance of data used in the calculation of exposure
  • Contribution in the testing and implementation of initiatives impacting close-out netting reference data
  • Address GRA model control points where standards and oversight need establishing, improving or implementing

List of Typical Skills For a Risk Analysis Specialist Resume

1

Skills For Consumer Lending Credit Risk Analysis Specialist Resume

  • Leadership experience with communicating and networking with Senior Executives
  • Experience working with complex data systems and overseeing its build out with Technology groups
  • Validate Stress Testing, Liquidity, Pricing and Valuation Spreadsheets to identify/quantify risks associated with the spreadsheet
  • Experience with Reporting tools like SSRS
  • Experience monitoring Compliance with Laws, Rules, Regulations and Guidance
  • Strong middle office background. Specifically working on collateral operations, support, disputes management or valuation
  • Risk or Reporting/Data Management experience
  • Experience with Audit and Regulatory examinations and Independent testing
  • Proficient in SAS programming language, In-depth knowledge and experience in data extractions
2

Skills For Credit Risk Analysis Specialist With English Resume

  • Experience applying technologies to solve business problems and/or automate processes
  • Experience working in Agile and iterative development
  • Working experience in a relative field (Counterparty Credit Risk, Middle Office Risk, Front Office Market Risk, etc)
  • International reporting experience
  • Multiple years’ experience in Finance, Credit Risk, Data Reporting
  • In-depth experience in reporting metrics to management and data analysis
  • Experience with SaFE Agile project planning and execution
3

Skills For Credit Risk Analysis Specialist Resume

  • Experience in Line of Business Strategies/Control, Risk or Audit
  • Experience with Business Intelligence tools like Tableau
  • Experience with ETL tools like SSIS
  • Experience with Audit and Regulatory examinations
  • Experienced in Front Office trade support
  • Background or experience in Risk
4

Skills For EFT Risk Analysis Specialist Resume

  • Experience with data management and governance such as BCBS 239 or SOX controls
  • Proven track record of successful delivery of tasks and initiatives
  • 2 – 4 years’ experience with Wholesale Credit products and process or as an Wholesale Credit Underwriter
  • Demonstrated ability to drive action and sustain momentum through an ambiguous process to achieve results
  • Familiarity and experience with the bank’s processes, systems and data
  • Strong attention to detail and exercises quality control over own work
5

Skills For Benchmark Submission Control Risk Analysis Specialist Resume

  • Experience with Tableau and/or Micro strategy
  • Strong Wholesale and consumer risk (mortgages, credit cards, Auto) and quantitative background
  • Experience with limits management, policies and governance
  • Previous experience (3-5 years) in a related field (Counterparty Credit Risk, Market Risk etc)
  • Understanding of automation and emerging technology solutions including Natural Language Processing (e.g. Pendo) and Robotics Process Automation (e.g. Pega)
6

Skills For Risk Analysis Specialist Resume

  • Tracking, escalation and remediation of issues impacting data quality and reporting. Researching issues to closure
  • Providing analytical support on various model testing and monitoring initiatives
  • Working knowledge of credit modeling, especially PD x LGD x EAD constructs
  • Identifying and explaining the key drivers of exposure levels and day on day movement
  • Working with the wider CCR model performance team to identify and quantify model limitations resulting from our exposure analysis
  • Working with the wider GRA global markets model performance team to leverage insight into significant market movements and how these are driving our exposures
7

Skills For Consumer Lending Credit Risk Analysis Specialist Resume

  • Ongoing Monitoring Report results communication
  • Performing in-depth analysis on the bank’s counterparty exposure risk models through backtesting
  • Driving incremental improvement to the backtesting platform
  • Understanding of Wholesale Credit documentation (approval documents, loan agreements, financial statements, etc.)
  • Performing in-depth daily analysis into the bank’s counterparty credit risk (CCR) exposures
  • Performing longer term trend analysis across our CCR portfolios to pick up systemic themes
  • Producing model performance reports for senior management
  • Working with large data sets, analyze and understand drivers of loss forecast and allowance results
8

Skills For Credit Risk Analysis Specialist With English Resume

  • Participate in ongoing system activities including testing, security administration and others
  • Participation in the testing and implementation of initiatives impacting close-out netting, collateral and trade and agreement data
  • Create management level reporting using aggregated bank data
  • Proficient using SQL and relational databases, in particular extracting data with complex queries
  • Ideally general understanding of BAC systems including: ARCTIC, Credit Studio, Carbon, SABER, Qz/Sparck
  • Model use vetting and implementation across Consumer products (mortgage, card, auto, small business, deposits, GWIM, fair lending)
  • Liaise with Middle Office and Legal Entity Controllers on reconciliation, with the view to resolving all outstanding breaks.
9

Skills For Credit Risk Analysis Specialist Resume

  • Participate in the analysis of data used in the commercial risk rating scorecards (e.g., financials, rating and default data)
  • Proficient using Microsoft SSRS, MicroStrategy and/or Tableau
  • Knowledge in reporting metrics to management and 2+ years’ Knowledge in data analysis
  • Three or more years Knowledge in reporting metrics to management and 2+ years’ Knowledge in data analysis
10

Skills For EFT Risk Analysis Specialist Resume

  • MS in MIS, Economics, Engineering, Mathematics, or Statistics
  • Knowledge of general commercial bank operation processing
  • Knowledge & understanding of Credit Risk, specifically Counterparty
  • Desirable: understanding of Netezza as a DB management system
  • Proficiency with advanced SQL query writing
  • Comfortable analyzing large datasets
  • Lead key analysis and governance support for the enterprise concentration framework, the risk rating process and capital model oversight

List of Typical Responsibilities For a Risk Analysis Specialist Resume

1

Responsibilities For Consumer Lending Credit Risk Analysis Specialist Resume

  • Business partners include but are not limited to Risk Control and Analytic Partners, Wholesale Credit and Risk, Capital
  • Identify and define GRA’s process inventory, standards and related quantitative controls
  • Collaborate with key partners outside of GRA, such as Model Risk Management, Audit and Technology, to align strategies
  • Use a broad range of media to communicate GRA’s standards and controls to senior leaders and to the group as a whole
  • Eight or more years of industry experience with an understanding in modeling, data and technical challenges in sufficient detail to engage in dialogue with model development teams and technical partners
  • Multitask and deliver to tight deadlines
  • Support the team complete and socialize analytical work for BAC's Risk Appetite Statement and concentration limits
  • Applicable and relatable Knowledge as defined above
2

Responsibilities For Credit Risk Analysis Specialist With English Resume

  • Two or more years applicable and relatable Knowledge as defined above
  • Desirable: familiarity with Everest / Peaks / Aspen systems
  • Multi-task and partner with team members across different organization
  • Proficiency with BI tools such as Microstrategy, Business Objects and Tableau
  • Usage of document repositories (EDR, ECF, CREBEF, etc.)
  • Experience using SQL for data analysis (joins, aggregate functions, window functions, etc.) and transformations to convert ‘raw’ data into a consumable format (mapping, cleansing, etc.)
  • Automate simple tasks via scripts (e.g. Python, Groovy)
3

Responsibilities For Credit Risk Analysis Specialist Resume

  • Exposure to a Finance or Risk Function
  • Multitask and see the issues holistically in a fast-paced atmosphere
  • Multitask, challenge the norm and see the issues holistically in a fast paced environment
  • Work well in a team environment, where the team is spread across multiple geographical locations and time zones
  • Advanced analytical skills that demonstrate ability to learn how to navigate systems, access data, reconcile numbers from different sources, identify discrepancies and understand drivers of change within data
  • Capacity to quickly assimilate complex information and provide analysis tailored to suit the audience
  • Exceptional attention to detail to both content and presentation of information, and avoids complacently with routine processes
4

Responsibilities For EFT Risk Analysis Specialist Resume

  • Displays intellectual curiosity to challenge the status quo
  • MBA or Masters in business or analytics field
  • Familiarity with Bank of America’s internal project management practices, the ECMS and related tools (PPRT, PCM)
  • Familiarity with components of capital management
  • Knowledge of macro-economics and key market related variables
  • Apply Excel, VBA, LaTeX and SDLC tools such as JIRA
5

Responsibilities For Benchmark Submission Control Risk Analysis Specialist Resume

  • General knowledge of bank financial practices and policies
  • Organize and lead projects and project team
  • Familiarity with Everest, Peaks, CRP(ASPEN), eLedger
  • Interest in international affairs
  • Knowledge of Bank of America systems - Everest or Credit Studio
  • Builds Organizational Alignment

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