Credit Reporting Resume Sample
Donnie Ebert
3207 Spencer Trafficway,
Dallas,
TX
+1 (555) 608 5838
Work Experience
Credit Reporting Program Manager, VP
01/2018
-
PRESENT
Phoenix, AZ
- Utilizes MS Access to pull data from multiple data sources (SQL Server, Excel spreadsheets, other databases, Tandem system)
- Daily, weekly, and monthly reporting of Phone data, Credit data, Call Center Statistics, and Collection data
- Some data entry into customized applications is required
- Identify and correct inaccurate information found in clients’ credit reports
- Prepares specialised credit reports and PowerPoint presentations on loan quality/portfolio quality for management
- Perform quantitative analysis and modeling around loan portfolio data
- Assist in the design, development, implementation, and maintenance of data structures and data extracts to support comprehensive data collection, loading, and extraction for complex analyses
- Determine data sources, research methodology, manage project datasets, test designs and hypotheses, analyze and interpret results, and build models within the various databases and/or tools
Credit Reporting Analyst
10/2013
-
10/2017
Chicago, IL
- Exercises sound judgment and ensures integrity of confidential information
- Has a comprehensive knowledge of all U.S. Bank products and services, along with their terms and conditions
- Stay current on all assigned products and services as well as general U.S. Bank information required to answer customer questions
- Excellent problem solving and negotiation skills as well as the ability to handle difficult customer situations
- Excellent time management skills to balance responsibilities while maintaining a high level of customer service
- Responsible for working with internal and external customers
- Responsible for working daily reports, researching and resolving exceptions within the time frame set by the department guidelines
- Responsible verifying mortgage documents to ensure system accuracy and drafting documents to complete incoming request
Junior Credit Reporting Analyst
04/2011
-
09/2013
Philadelphia, PA
- Analyze large amounts of data and convert it into concise and understandable reports, providing business units information to make informed decisions
- Prepare executive level reports and presentations, delivering information by various mechanisms inclusive of tables, figures, graphs, dashboards and recommendations for high-level decision making, often transforming complicated data sets into easy to understand data points
- Write or assist in the drafting of ad hoc and recurring periodic reports
- Develop and maintain documentation of procedures and processes surrounding the credit reporting function
- Maintain thorough technical, procedural, processing, and system knowledge
- Keep current regarding “hot topics” and trends affecting the regulatory environment, banking industry and the organization, as well as the implications for effective credit risk management
- In collaboration with the Program Lead, regularly reviews applicable state / federal laws and regulatory compliance issues through reading and researching applicable publications, news service articles, and external training
- Compiles and analyzes complaints, monitoring findings and/or trends and issues for inclusion in management reporting to keep senior and executive management fully informed of the health of the Program
- As necessary, assists the Program Lead with supporting project teams to implement required corrective action, resolve deviations from established procedures, or to implement new procedures
Education
University of Phoenix - Milwaukee Campus
2007 - 2011
Bachelor's Degree in Business
Professional Skills
- Excellent interpersonal and organizational skills,
- Strong communication and presentation skills,
- Excellent communication skills internally & across distances
- Time management, organization, and prioritization skills and ability to meet deadlines
- Quickly develops understanding of the job requirements and learns to apply administrative and organizational skills efficiently
- Advanced problem-solving and negotiation skills
- Good English both written and spoken Good analytical and communication skills
How to write Credit Reporting Resume
Credit Reporting role is responsible for software, programming, modeling, research, reporting, analysis, database, training, credit, finance.
To write great resume for credit reporting job, your resume must include:
- Your contact information
- Work experience
- Education
- Skill listing
Contact Information For Credit Reporting Resume
The section contact information is important in your credit reporting resume. The recruiter has to be able to contact you ASAP if they like to offer you the job. This is why you need to provide your:
- First and last name
- Telephone number
Work Experience in Your Credit Reporting Resume
The section work experience is an essential part of your credit reporting resume. It’s the one thing the recruiter really cares about and pays the most attention to.
This section, however, is not just a list of your previous credit reporting responsibilities. It's meant to present you as a wholesome candidate by showcasing your relevant accomplishments and should be tailored specifically to the particular credit reporting position you're applying to.
The work experience section should be the detailed summary of your latest 3 or 4 positions.
Representative Credit Reporting resume experience can include:
- Microsoft excel and word experience (entering and filtering data)
- Mortgage servicing experience
- Experience using other Microsoft Office applications
- Mortgage servicing experience required
- Experience in Shared Services / Business Process Outsourcing industry, preferably with multinationals,
- Proven ability to quickly learn and becoming a subject matter expert in new systems/processes
Education on a Credit Reporting Resume
Make sure to make education a priority on your credit reporting resume. If you’ve been working for a few years and have a few solid positions to show, put your education after your credit reporting experience. For example, if you have a Ph.D in Neuroscience and a Master's in the same sphere, just list your Ph.D. Besides the doctorate, Master’s degrees go next, followed by Bachelor’s and finally, Associate’s degree.
Additional details to include:
- School you graduated from
- Major/ minor
- Year of graduation
- Location of school
These are the four additional pieces of information you should mention when listing your education on your resume.
Professional Skills in Credit Reporting Resume
When listing skills on your credit reporting resume, remember always to be honest about your level of ability. Include the Skills section after experience.
Present the most important skills in your resume, there's a list of typical credit reporting skills:
- Extensive proven financial and analytical experience
- Experience using Excel which includes creating charts, pivot tables, graphing, sorting and filtering, etc
- Experience of producing and analysing month end reports
- Work well under pressure and be skilled at managing multiple tasks within demanding timelines
- Experience organizing and analyzing vast amounts of data
- Accounting/analytical experience,
List of Typical Experience For a Credit Reporting Resume
1
Experience For Credit Reporting Analyst Resume
- Compile transactions from reporting sources to prepare reconciliations and financial reporting
- Maintains thorough technical, procedural, processing, and system knowledge
- As necessary, provides support to the Program Team with regulatory exams and internal audits that are FCRA-focused
- Maintains Program Team’s Shared Drive, SharePoint and intranet sites
- Prepares agenda and materials for, and organizes the appropriate governance forum (Committee, etc) for the FCRA Regulatory Program
- Establish and maintain appropriate credit limits and payment terms for all customers,
2
Experience For Credit Reporting Supervisor Resume
- Work closely with Collections Leaders and Analysts to timely review and release blocked orders, as appropriate,
- Monthly reconciliation of total accounts receivable to general ledger balance. On a quarterly basis to publically reported numbers,
- Preparation of daily, weekly, and monthly cash summary reports,
- Preparation of monthly reports required for various meetings (MOR, Controllers, QBR, etc.),
- To produce daily, weekly, monthly reports and analyse variances, to agreed deadlines
- Drive efficiencies and actions through the analysis of data
- To manage your own ledger, credit collection and adherence to credit policy
3
Experience For Credit Reporting Program Manager, VP Resume
- To ensure credit risk, from new customers and the existing customer portfolio, is controlled according to business specifications. Identifying, monitoring and communicating as necessary to stakeholders in a timely manner, ensuring appropriate action is taken to address any issues
- Support the EMEA Credit Reporting Manager in the extraction of Ecolab and Nalco credit data for all available entities, currently 58, and produce Weekly Collection Reports, Month End reporting and various KPIs etc
- Extract non EBS data – as above – as directed by the EMEA Credit Reporting Manager
- Support EMEA Credit Reporting Manager in the consolidation of reporting for total Europe/EMEA reporting of DSO/ageing/bad debt – Legacy Ecolab and Legacy Nalco data and Division data for the above also
- Process-orientation with customer focus
4
Experience For Credit Reporting Operations Manager Resume
- Developing and implementing a program management framework for managing the project pipeline including prioritization, scheduling and oversight of development done by others
- Prepares monthly & quarterly portfolio reports and ad hoc reporting requested by senior management, Investor Relations and Controllers on loan activity in various Commercial and Real Estate lines of businesses
- Creates various ad hoc reports
- Assists in special credit related projects
- Assess and action the dimensions of Organizational Health that directly affect your team to drive top performance
- Maintains and initiates operational process improvements and the subsequent documentation of those processes
- Provide business units information to make informed decisions
5
Experience For Fair Credit Reporting Act Program Specialist Resume
- Analyzes portfolio variances and publishes results to senior management
- Performs process improvement reviews (both system and business processes)
- Self -motivated; Assertive
- Knowledge of Access/SQL
- Accuracy and patience
List of Typical Skills For a Credit Reporting Resume
1
Skills For Credit Reporting Analyst Resume
- Good understanding of database management concept for RDBMS needed
- Experience working with AFS
- Experience with large data sets, coding and analytics
- Substantial credit risk experience gained in a B2B environment
- Knowledge of financial systems e.g. recent SAP experience and proficient use of MS packages and advanced level in Excel
2
Skills For Credit Reporting Supervisor Resume
- Multiple account, high volume and high value invoice environment experience
- Experience in debt collection within the fashion/retail sector
- Very good knowledge of MS Office (Excel, Access)
- Experience in credit analysis activities
- Strong work ethic, and ability to work independently and self-motivated
- Financial analysis and/or account reconciliation experience
- Experience with Tableau, Cognos, Microstrategy or Power BI
- Experience with .NET and web development
3
Skills For Credit Reporting Program Manager, VP Resume
- Understanding of dimensional data modeling and data warehouse design
- Responsible for supporting job functions within the department which includes cross training / participating in special projects
- With tools, facilities and techniques for managing and administering data
- Applies SVB policies and procedures and to job responsibilities while focusing on accuracy in financial reporting
- Knowledge of latest modelling tools and techniques
- Coding with SQL
- With BI applications, decision support systems and data mining
4
Skills For Credit Reporting Operations Manager Resume
- High attention to detail and ability to manage several projects concurrently (multi-tasking)
- 2 college level accounting OR finance classes
- Assists the Program Team with the build-out and ongoing oversight of the FCRA Compliance Program across the institution
- Proficient in Microsoft Office Suite applications, especially Excel,
- Make high quality, commercially focused risk decisions
- Communicate confidently and persuasively at all levels
5
Skills For Fair Credit Reporting Act Program Specialist Resume
- Be objective and always keep the strategic vision in mind
- Work under pressure, be resilient and self-motivated
- Bi or Multi-lingual in other European foreign languages
- Work onsite at the Credit Acceptance HQ site is required
- Program in VB, SQL
- Proficiency with analytical and database management
- Proficient with Microsoft Office products, especially Excel
- Collaborate with other team members and internal customer groups
- Familiarity with data quality and governance frameworks
6
Skills For Credit Reporting & Modeling Analyst Resume
- Proficiency with SQL, specifically in SQL Server and Oracle environments
- Able to test and implement IT solutions to improve efficiency
- Direct: Communicate clearly and objectively; don’t be afraid of difficult conversations. Raise concerns through the proper channels
- Direct : Communicate clearly and objectively; don’t be afraid of difficult conversations. Raise concerns through the proper channels
- No unusual physical exertion is involved
- Assists with maintaining FCRA-specific authoritative documents (e.g., FCRA Policy & Standards), including overseeing the change control process for these documents
- Assembles and maintains enterprise document (procedures, training, disclosures, etc) inventory and conducts periodic reviews to ensure documents are in compliance with FCRA requirements and adhere to FCRA-specific authoritative documents
7
Skills For Credit & Reporting Analyst Resume
- Tracks new / proposed laws and regulations to identify potential policy, procedure and/or system changes needed to facilitate compliance
- Develops and issues Management Reporting, including KRIs (testing metrics, complaints, issues, etc), to keep senior and executive management informed of the health of the Program. This includes compiling and analyzing complaints, monitoring findings and/or trends and issues
- As necessary, assists the Program Team with supporting project groups to implement required corrective action, resolve deviations from established procedures, or to implement new procedures
- Effective oral and written communication skills across distances and cultures
- Previous business experience in finance
- Ensuring on time accurate reporting incorporating checking processes and reconciliation with system data (Scala/SAP/EBS etc)
8
Skills For Le-credit Reporting Manager Resume
- Working with internal customer groups to identify user profiles
- Translating end-user requirements into queries or reports
- Executing all stages of the software development lifecycle for reports, queries and metadata layer
- Implementing end-user semantic layers
- To ensure regular liaison with the wider business to develop communication and understanding whilst managing our stakeholders expectations
9
Skills For Credit Reporting & Optimization Specialist Resume
- Specialized Training: Black Knight Mortgage Servicing Platform
- Perform initial credit screening for all potential customers globally,
- Periodic review and updates of credit limits and master data information for existing customers,
- Work closely with Collections Leaders and Analysts on outstanding customer issues,
- Assist OTC Manager with developing monthly and extended collection targets and latest estimates related to accounts receivable metrics
10
Skills For Lead Credit Reporting Analyst Resume
- To act as a subject matter expert to support the implementation of appropriate strategies to enable sales to grow while managing credit risk
- Intermediate ability in Excel VBA Programming
- Knowledge in working with database applications, Oracle and/or SAP
- Develop, streamline and operationalize new and existing portfolio credit reports
- Assists in the reconciliation and correction (if necessary) of data coding issues or disconnects
- The primary outcome is to ensure your team is capable of performing the work with the right balance of quality and quantity
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