Credit Research Analyst Resume Sample

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Anabel Schiller
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Work Experience


Senior Credit Research Analyst
06/2016 - PRESENT
Dallas, TX
  • The Credit Research franchise provides fundamental credit coverage on ~1,100 companies across developed and emerging markets
  • The Research product offering also includes bespoke project work via the Quantitative Portfolio Strategy (QPS) group, credit and equity strategy, and Macro Research – an integrated offering across Rates, FX, Commodities and Emerging Markets, combining short-term market commentary with long-term thematic ideas
  • Premier Events deliver in-depth expertise via access to government officials and policymakers, consultants and industry experts, investor field trips and cross-asset roundtables
  • Barclays Live is the #1-ranked dealer platform, offering online access to our research, indices, market data and analytical tools
  • Perform detailed quantitative and qualitative credit analyses of Morgan Stanley’s lending and traded products counterparties
  • Conduct company specific and industry level research, identify key factors impacting a company’s credit quality, prepare written summary of findings and recommendations, defend analysis to senior management and at Credit Committees
  • Effectively communicate with investment professionals across Guggenheim Partners’ various investment groups
Credit Research Analyst
07/2009 - 01/2016
Los Angeles, CA
  • Contribute to first-hand corporate analysis, including on-site visits, financial modeling, and relative value analysis. Demonstrated ability to make judgments regarding credit, risk, and valuation
  • Cover their industry with minimal direction and to make preliminary decisions in a short time frame with incomplete information
  • Proactive in generating successful investment ideas. Ability to take the lead in advocating investment ideas to portfolio managers rather than relying on external direction
  • Good communicator; strong written and oral presentation abilities. Need to be persuasive and credible
  • Values seeing one’s investment ideas added to investment portfolios and enjoys credit analysis as a long-term career
  • Understand operational and financial drivers for counterparties in their assigned sector(s)
  • Develop an investment perspective on each counterparty and communicate views to the PMs, the DoR, PMG traders and other constituencies within Credit Suisse (including Credit Risk Management, the Enterprise Valuation Group and Corporate Lending)
Junior Credit Research Analyst
06/2002 - 05/2009
San Francisco, CA
  • Prepares accurate, clear, well-organized and complete in-depth industry and/or company research report based on publicly available information and/or information obtained by the interviews and meetings with various stakeholders including the company, etc
  • Supporting senior credit analyst
  • Work with sales people, traders and JPM clients to market the team views and provide a high level of client service
  • Superior written and verbal communication skills, including an ability to speak comfortably with company managers and institutional investors
  • Maintain an assigned portfolio of credits with respect to evaluating, analyzing, and reporting on each credit’s periodic financial reporting, major news releases, investor meetings and calls, rating agency actions, etc
  • Develop monthly and quarterly reports for Senior Management relating to Genworth’s investment portfolios and their performance
  • Develop and maintain relationships with industry peers and participants including Genworth’s primary securities dealer coverage
  • Have a detailed understanding of each bonds’ position in the capital structure
  • Strong financial modeling experience REQUIRED

Education


Strayer University - Chesapeake Campus
1998 - 2002
Bachelor's Degree in Accounting

Professional Skills


  • Understand impact of BP’s place within a counterparty’s overall capital structure and reflect insights in analysis and in discussions with local credit staff – including assisting as required in developing a relative value view of fair return for resulting risk profile
  • Exceptional communication skills with a strong command of the English language (verbal and written skills)
  • Outstanding skills in conducting in-depth, fundamental credit research including financial modeling and relative value analysis
  • Writing skills (English and Spanish)
  • Demonstrated financial experience in accounting or banking
  • A high level of initiative and credible influencing skills
  • Knowledge of SQL, Python, R, or other programming skills would be advantageous

How to write Credit Research Analyst Resume

Credit Research Analyst role is responsible for analysis, modeling, credit, financial, research, finance, retail, securities, security, trading.
To write great resume for credit research analyst job, your resume must include:

  • Your contact information
  • Work experience
  • Education
  • Skill listing

Contact Information For Credit Research Analyst Resume

The section contact information is important in your credit research analyst resume. The recruiter has to be able to contact you ASAP if they like to offer you the job. This is why you need to provide your:

  • First and last name
  • Email
  • Telephone number

Work Experience in Your Credit Research Analyst Resume

The section work experience is an essential part of your credit research analyst resume. It’s the one thing the recruiter really cares about and pays the most attention to.
This section, however, is not just a list of your previous credit research analyst responsibilities. It's meant to present you as a wholesome candidate by showcasing your relevant accomplishments and should be tailored specifically to the particular credit research analyst position you're applying to. The work experience section should be the detailed summary of your latest 3 or 4 positions. Representative Credit Research Analyst resume experience can include:

  • Strong working knowledge of fixed income securities and financial markets
  • Experience covering credits in Latin America and EMEA would be an advantage
  • Demonstrate the ability to make judgments regarding a company’s competitive position, risk and valuation
  • Prioritise competing demands for time and cover the industry research with minimal direction
  • Ideally over 7 years of experience in HY credit research
  • Strong academic track record ideally with CFA, Accountancy or MBA qualifications

Education on a Credit Research Analyst Resume

Make sure to make education a priority on your credit research analyst resume. If you’ve been working for a few years and have a few solid positions to show, put your education after your credit research analyst experience. For example, if you have a Ph.D in Neuroscience and a Master's in the same sphere, just list your Ph.D. Besides the doctorate, Master’s degrees go next, followed by Bachelor’s and finally, Associate’s degree.

Additional details to include:

  • School you graduated from
  • Major/ minor
  • Year of graduation
  • Location of school
These are the four additional pieces of information you should mention when listing your education on your resume.

Professional Skills in Credit Research Analyst Resume

When listing skills on your credit research analyst resume, remember always to be honest about your level of ability. Include the Skills section after experience. Present the most important skills in your resume, there's a list of typical credit research analyst skills:

  • Solid analytical and organizational skills; desire to work in a market-driven environment
  • Advanced PC skills (Excel, Word, PowerPoint)
  • Current or prior experience as a credit analyst
  • Experience developing and implementing investment recommendations
  • Experience in credit research covering India markets and knowledge
  • Experience analyzing industrial companies

List of Typical Experience For a Credit Research Analyst Resume

1

Experience For Senior Credit Research Analyst Resume

  • Provide fundamental and relative value research on existing holdings and generate credit driven investment ideas across multiple sectors
  • Proactively communicating investment ideas to Portfolio Managers
  • Occasional interaction with clients or client service professionals
  • Proficiency in Spanish or Portuguese would be advantageous
  • Cover a range of industries and markets autonomously and to make informed decisions, often in a short time frame
2

Experience For Gfi-muni Credit Research Analyst Resume

  • Work well in a collaborative, team-based environment
  • Build, maintain and manage data models for corporate credit coverage universe
  • Work with review and surveillance of holdings
  • Maintain credit and security databases
  • Conduct ad-hoc research projects on topical issues
  • Working collaboratively with team colleagues, fund managers and other AI research & strategy teams to help formulate and underpin security selection recommendations
3

Experience For Senior Credit Research Analyst High Yield Resume

  • Publish investment recommendations and provide credit updates as necessary
  • Monitoring the performance of investment recommendations via extensive financial modeling, relative value analysis, industry conference attendance, and sell-side discussions
  • Undertaking fundamental credit and relative value analyses as well as strategic research in your covered sectors
  • Evaluate new issues in the primary market
  • Working collaboratively with credit research colleagues, credit fund managers, and other teams in Credit, as well as other Liquid Market businesses to help formulate and underpin security selection recommendations and macroeconomic thematic trades
4

Experience For Global Credit Research Analyst Resume

  • Informing and recommending investment-grade, high-yield, liquidity and multi-asset fund management decisions for mandates managed in North America and Europe
  • Communicating to a global audience on issuer fundamentals, security technicals and bond relative values
  • Monitoring the performance of your issuer and security recommendations
  • Undertaking follow-up analyses to determine whether recommended holdings remain consistent with fund-specific investment strategies
  • Generating investment ideas

List of Typical Skills For a Credit Research Analyst Resume

1

Skills For Senior Credit Research Analyst Resume

  • Excellent analytical skills for financial modeling and quantitative data analysis (working with Excel, no VBA required)
  • Would consider corporate credit analyst with similar years’ experience with strong interest in global economics and banking
  • Outgoing with strong personal presence
  • Strong understanding of finance, accounting, valuation techniques; familiarity with US accounting standards
  • Strong technical background for prototyping and developing models and performing statistical analysis. C++, Python, SQL
  • Financial modeling experience including earnings, cash flow and balance sheet projections/expectations
2

Skills For Gfi-muni Credit Research Analyst Resume

  • Experience in sovereign credit analysis combined with 2+ years’ of bank credit analysis, including foreign banks
  • 2+ experience building financial models
  • Project finance, reserve based lending experience
  • Understanding of basic accounting and economic principles
  • Undertaking analysis and strategic research in the assigned regions (N. America) providing input into investment grade and high yield fund management decisions
  • Proactive in generating successful investment ideas, including taking the lead in advocating investment ideas and opportunities to Portfolio Managers
3

Skills For Senior Credit Research Analyst High Yield Resume

  • Goal oriented / Structured in work planning
  • Promote the activities of HSBC Global Banking and Markets both within and outside the Group through contribution to presentations and multi-asset publications
  • A commitment to excellence and to enabling sound business growth
  • Perform ad hoc company analyses in support of the Firm's underwriting activities
  • Take the lead in advocating investment ideas to portfolio managers
  • Analyze prospective and existing client portfolios
  • Maintain counterparty ratings and reference data within IST’s credit systems in an accurate and timely fashion
  • Credit assessment – To carry out credit assessment for new credits/investments based on published information or data available
4

Skills For Global Credit Research Analyst Resume

  • Tracking existing names in the portfolio – To track key/significant/critical developments for each of the existing client names through published information, market intelligence and corporate relationships on a regular basis and advise fund managers accordingly leading to buy, hold or sell decisions
  • Sector analysis – To carry out analysis on a regular basis for key sectors from the portfolio, identify new corporate issuers from existing and new sectors, etc
  • Communication / Leadership skills
  • Work experience with exposure to the local capital markets (equities and/or bonds)
  • Research experience
  • Experience with the consumer & retail sectors
  • Credit model – To maintain and update internal credit model on a regular basis to reflect the latest financial data and qualitative factors
  • Supporting international Invesco’s fixed income team - Invesco fund managers from other international offices invest into India market and need on-the-ground intelligence about corporate performance of the current and future issuers of bonds
5

Skills For CIB Emerging Markets Credit Research Analyst Resume

  • Interact with issuers and other market intermediaries – To interact with corporate issuers on a regular basis to obtain relevant information for final investment decisions
  • Analyse counterparties and assign credit ratings across coverage portfolio, taking into consideration evaluation of financial statements, industry knowledge and expertise and relevant qualitative factors
  • Develop/update financial models and help produce fundamental research and analysis of companies in the investment grade food, beverage, tobacco, consumer products, retail and grocery sectors
  • Support the trading business in understanding risks in the consumer and retail sectors, and support firm clients in understanding credit situations
  • MBA or CFA designation or progress towards same
  • Experience covering EM Credit ( focus on LatAm & CEEMEA Credit and Asian credit markets) as a senior portfolio manager & / or senior analyst on the buy /sell side
  • A passion and curiosity appropriate for research
  • Well organized with high attention to detail
  • Knowledge of corporate finance topics
6

Skills For High Yield Senior Municipal Credit Research Analyst Resume

  • Project / Client management
  • MBA from a premier institute or CA or CFA
  • Maintain and enhance HSBC’s research capabilities
  • Elevate the profile of HSBC in the credit business
  • Participate in and contribute to the teams publications & and special ad hoc pieces
7

Skills For Lead Lat Am Credit Research Analyst Resume

  • Quality of credit research and ability to communicate
  • A comfort level in working autonomously, sometimes under high-pressured and fast-paced circumstances, and often times in the face of ambiguity / limited information – and the personal courage to express a view on best information available to inform decisions
  • Experience with risk neutral valuation for corporate bonds and credit derivatives
  • Demonstrated interest and knowledge of corporate credit, asset management and the bond markets
  • Extensive credit research experience across EMEA, Americas
  • Project finance, power sector experience
  • Extensive credit research experience across Americas (all)
8

Skills For Ibcm-analyst, Credit Research Analyst Resume

  • Providing fundamental and relative value research
  • Producing written reports such as company evaluations, quarterly updates, relative value analyses and industry reviews
  • Familiarity with global credit indexes and their composition and performance attribution methodologies for credit would be helpful though not requirements
  • Postgraduate, professional designations (e.g. CFA, CPA, FRM)
  • Attend road shows, industry conferences and/or other meetings as required by the senior analyst
9

Skills For Latam Corporate Credit Research Analyst Resume

  • Maintain updated financial models, credit ratings and outlooks
  • Highly organized, resourceful and able to process multiple proposals independently
  • Exceptional attention to detail and completeness of work
  • Functional knowledge of MS Excel and Word
  • Provide analysis on industries, issuers and individual securities in both the domestic and international fixed income and leveraged loan markets
  • Perform thorough, well-supported and concise fundamental research
10

Skills For Corporate Credit Research Analyst Resume

  • Present investment research findings, ideas and recommendations to Portfolio Managers
  • Regularly interact with fixed income team members across regions
  • Build detailed financial models
  • Proficiency with Bloomberg and all Microsoft Office applications; especially Excel
  • Working collaboratively with team colleagues, fund managers and other Aviva Investors research & strategy teams to help formulate and underpin security selection recommendations
  • Responding to Portfolio Manager enquiries regarding credit concerns, market overviews, and sector changes

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